A FREE WEALTH CHECK FOR ALL BAWA MEMBERS
The Wealth Check offers a one stop review of all your current financial plans to ensure your needs and objectives are being met. The review is independent, complimentary and without obligation.
Please contact us using the e-mail enquiry link below to claim your
complimentary financial wealth check without obligation. Or alternatively,
call our support team free on 0800 38 98 418 for immediate assistance.
Financially Secure Retirement
Once you’ve positively answered that all important question, “am I actually ready to retire?” you can look forward to life as a pensioner: time to relax, travel, spend more time in the garden, get the golf handicap down, volunteer in the local community, or do any number of other activities that you have always been wanting to do. Many of those in retirement talk of being busier than ever with all their new commitments!
The long and happy retirement that many have dreamed of over the years is on average becoming longer…and longer. Do your financial plans cover this eventuality? You also need to consider and plan for other circumstances that may arise, such as long term care or house modifications as you get older.
Savings and Investments
The children have probably flown the nest, your earnings are at their peak. With your disposable income so high, it is a good time to put a little extra away for the future. Top up your pension, take a look at your investment portfolio and make contingency plans for possible periods of critical illness or long term care when you are retired.
Avoiding Inheritance Tax
Whether you've got millions of pounds or just a set of china and some mementos to leave to your children, you should regularly review what will happen to your possessions after your days.
It’s widely believed that in the UK two out of every three people die without leaving a will – don’t be one of them! Wills are not just for the super-rich; the amount is irrelevant. How much will you leave? Answer, “absolutely everything”, to use a well known quote! A will ensures that what assets you do have will be distributed in exactly the way you want.
If it’s at all possible, make sure it’s not your estate that adds to the £2.9 billion ‘inherited’ by the HM Revenue and Customs each year. Effective financial planning will undoubtedly help in this often complex area.
Moving house
Most people move several times during their lifetime. You may be considering a move to a larger property to accommodate the growing family or the development of personal interests. It is most likely that you will need to extend your mortgage facility. On the other hand you may be downsizing, and have a lump sum available to invest. Review your loan and investment requirements to get the best rates and most suitable arrangement for your needs.
To find out more about WestPoint Financial Services visit www.westpoint.org.uk.
Disclaimer
Please say that you saw the offer on the BAWA web site
when you make an enquiry!
BAWA is not responsible for the material on this page supplied
by third parties, and does not necessarily endorse or recommend
the companies, products or services described. No liability (contingent
or otherwise) is accepted by BAWA in relation to this offers
page.
BAWA tries hard to deliver best value to its members. We are
pleased to offer some special deals. Some offers can only be
claimed by members of BAWA, if that is the case be ready to
give your membership number if asked. You can apply
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Offers will be added here when they become available. You can
also contact BAWA on 0117 9768064 to enquire about offers and
special deals for BAWA members.
